Overview & Creators

This page governs the datasets, dashboards, and research notes published by Local Home Buyers USA ("LHBUSA"). We report only aggregated, non-identifying metrics. Every artifact includes creators, methodology, license, and verification details.

Creators (Page)

  • Justin Erickson — Founder & Research Lead (creator)
  • LHBUSA Analytics & Editorial — Data engineering, QA, editing (creator)
  • Local Home Buyers USA — Publisher

Contact: sales@localhomebuyersusa.com1-800-858-0588

What's inside

LicenseMethodology ProvenanceVersioning DownloadsIntegrity hashes Macro Tape ExplorerAPI stubs
INTERACTIVE

Macro Tape Explorer

This is a super high-level interactive Macro Tape app (no external libraries). It's designed for fast inspection + seasonality testing. SAMPLE Monthly

Controls

Note: The Explorer uses deterministic sample generation (trend + seasonality) to provide a long lookback for testing. Production Macro Tape values should come from the API below.

Chart

DEVELOPER

API & Developer Access

Gold standard: CSV/JSON downloads are good, but a public, documented API endpoint for Macro Tape is the right long-term interface. Below is a public-facing contract stub you can publish now (even before the backend is live).

Endpoints (proposed)

  • GET /api/macro-tape — returns time series by metric + geo
  • GET /api/macro-tape/latest — latest snapshot (ticker-ready)
  • GET /api/datasets — dataset catalog (ids, cadence, schemas)
  • GET /api/datasets/:id — schema + metadata + freshness

Auth (optional): public read w/ rate limit, or API key via x-api-key for higher limits.

Macro Tape query

GET /api/macro-tape?metric=dom_median&geo=US&freq=month&from=2016-01&to=2025-12

// metric: dom_median | active_yoy | dq90_index | complaints_100k
// geo: US | state (CA,TX,...) | cbsa (31080,...)
// freq: month (default); quarter optional for pipeline series
// from/to: YYYY-MM (or YYYY-Q# for quarterly series)

OpenAPI-style stub (publishable)

openapi: 3.0.3
info:
  title: LHBUSA Macro Tape API
  version: "2025-12-20"
paths:
  /api/macro-tape:
    get:
      summary: Macro Tape time series
      parameters:
        - in: query
          name: metric
          required: true
          schema: { type: string, enum: [dom_median, active_yoy, dq90_index, complaints_100k] }
        - in: query
          name: geo
          required: true
          schema: { type: string, example: "US" }
        - in: query
          name: from
          schema: { type: string, example: "2016-01" }
        - in: query
          name: to
          schema: { type: string, example: "2025-12" }
      responses:
        "200":
          description: Series
          content:
            application/json:
              schema:
                type: object
                properties:
                  metric: { type: string }
                  geo: { type: string }
                  freq: { type: string }
                  unit: { type: string }
                  series:
                    type: array
                    items:
                      type: object
                      properties:
                        period: { type: string, example: "2025-08" }
                        value: { type: number }

Release strategy: publish this stub now, then implement endpoints behind it. Your frontend (ticker + explorer) can switch from sample data → live API without redesign.

Can I Use This Data?

Quick checker based on our non-commercial license. This doesn't replace the legal text; see License below.

Intended purpose
What do you want to publish?
We'll summarise what's allowed under our non-commercial terms.

Attribution (copy & paste)

Required for any permitted use. Customize publication/date as needed.

"[Title of your piece]." Using sample/derived data from Local Home Buyers USA (LHBUSA),
non-commercial with attribution. Source page: https://localhomebuyersusa.com/research/data-license/
Creators: Justin Erickson; LHBUSA Analytics & Editorial. Accessed: YYYY-MM-DD.

Data Freshness

Upgrade complete: Freshness engine + Explorer updated in v2025.12.20. Next expected refresh windows are shown below.

A

State Complaint Intensity

Cadence: Weekly

B

Mortgage Delinquency Index

Cadence: Monthly

C

Foreclosure Pipeline

Cadence: Quarterly

D

DOM Median by CBSA

Cadence: Monthly

E

Active Listings YoY

Cadence: Monthly

Downloadable Sample Datasets

These are sample excerpts matching our schema. Full series are available for non-commercial use with attribution (see License). Downloads include an on-page SHA-256 hash computed in your browser for verification.

A

State Complaint Intensity (per 100,000 households)

Creators: Justin Erickson; LHBUSA Analytics & Editorial.  |  Measurement: complaints_per_100k = complaints / ACS_households × 100,000.  |  License: LHBUSA Non-Commercial with Attribution.

StatePeriodComplaints / 100k HH
⬇️ CSV hash: … v2025.12.20 • rows: 12
B

Mortgage Delinquency Index (2019 = 100)

Creators: Justin Erickson; LHBUSA Analytics & Editorial.  |  Variables: index_30dpd, index_60dpd, index_90dpd.  |  License: LHBUSA Non-Commercial with Attribution.

Period30+ DPD60+ DPD90+ DPD
⬇️ CSV hash: … v2025.12.20 • rows: 12
C

Foreclosure Pipeline per 10,000 Housing Units (CBSA)

Creators: Justin Erickson; LHBUSA Analytics & Editorial.  |  Variables: nod, auction_sched, reo, total_per_10k.  |  License: LHBUSA Non-Commercial with Attribution.

CBSA Quarter NoD Auction REO Total / 10k
⬇️ CSV hash: … v2025.12.20 • rows: 8
D

Days-on-Market (DOM) Median by CBSA — Sample

Creators: Justin Erickson; LHBUSA Analytics & Editorial.  |  Variable: dom_median (days).  |  License: LHBUSA Non-Commercial with Attribution.

CBSA Period Median DOM (days)
⬇️ CSV hash: … v2025.12.20 • rows: 8
E

Active Listings YoY by State — Sample

Creators: Justin Erickson; LHBUSA Analytics & Editorial.  |  Variables: active_yoy_pct.  |  License: LHBUSA Non-Commercial with Attribution.

StatePeriodActive Listings YoY (%)
⬇️ CSV hash: … v2025.12.20 • rows: 12

Versioning & Change Log

v2025.12.20 Added Macro Tape Explorer (interactive app), API & Developer Access section, OpenAPI stub, and longer historical sample window (synthetic, deterministic) for seasonality testing.
v2025.11.28 "Bloomberg grade" visual & UX upgrade: dark gradient frame, macro ticker, refreshed freshness engine, tuned scrollers, Elementor-safe JS/CSS.
v2025.11.08 Refreshed sample datasets; upgraded freshness cards; minor accessibility & table sort improvements.
v2025.10.25 Added "Can I Use This Data?" checker; Data Freshness cards; JSON downloads; TOC.
v2025.10.20 Introduced five sample datasets, creators, integrity hashes, and metadata.

We version datasets with YYYY.MM.DD. Revisions appear here and within dataset metadata.

License

Plain-English Summary

Use the data non-commercially with attribution to Local Home Buyers USA.
Don't redistribute raw files or sell our data without permission.
Derived charts/tables are fine—credit LHBUSA and link back to this page.

Formal Grant

LHBUSA grants you a worldwide, royalty-free, revocable, non-exclusive license to use, reproduce, and create derivative works from LHBUSA research content for non-commercial purposes, provided that: (a) you include clear attribution to "Local Home Buyers USA" with a link to https://localhomebuyersusa.com/research/; (b) you do not remove or obfuscate notices; and (c) you do not redistribute raw datasets except as permitted herein.

Restrictions

  • No resale, sublicensing, or redistribution of raw datasets without written permission.
  • No re-identification attempts or use that could harm individuals.
  • Commercial use requires a separate license—contact sales@localhomebuyersusa.com.

Warranty & Liability

Content is provided "as is" without warranties. To the maximum extent permitted by law, LHBUSA disclaims all liability for damages arising from use of the datasets.

Governing Law & Venue

This License is governed by the laws of the State of Minnesota, exclusive of conflict-of-law rules. Venue lies in state and federal courts located in Ramsey County, Minnesota.

FAQs

Do you have an API endpoint for Macro Tape data?

Not fully public yet. We've published the API contract stub above so the frontend (ticker + Explorer) can move from sample data to a live endpoint without redesign. If you need early access, contact sales@localhomebuyersusa.com.

Can I test seasonality with these samples?

Yes. The Macro Tape Explorer provides a longer monthly lookback (sample, deterministic) to help test for seasonality and backtests. Production values should come from the API series once live.

How exactly should I attribute LHBUSA?

Include "Local Home Buyers USA" and a link to this page. The "Attribution" block above has a one-click copy button.

Can I share the raw CSV files publicly?

No. Redistribution of raw datasets isn't allowed under the non-commercial license. Publish derived charts/tables with attribution instead.

What are the SHA-256 hashes for?

They verify integrity of the downloadable samples you generate in-browser on this page.

Accessibility

We follow semantic HTML, keyboard focus states, sufficient contrast, and ARIA labeling for tables and regions. CSV/JSON downloads include clear header names and units. If you need alternative formats, email sales@localhomebuyersusa.com.

Contact

Press & licensing: sales@localhomebuyersusa.com1-800-858-0588

Mailing address: Local Home Buyers USA, 2136 Ford Parkway #9337, Saint Paul, MN 55116

Request Data / Licensing

© 2025 Local Home Buyers USA • All 50 states • Non-commercial use with attribution