Enter your ZIP and an As-Is value. Our engine models your seller net three ways — Guaranteed Cash, Partner Sale (Novation), and a Typical Agent Listing (Benchmark only) so you can see where each path lands. We do not use this tool to offer listing representation; the agent lane is a comparison benchmark, not a listing offer.
Modeled illustration of cash, partner sale, and a typical agent listing benchmark — not an appraisal or binding offer.
Simple view hides acronyms and deep-methods so it’s easier to answer: “How much do I get?” Full view turns on the research detail.
Enter your details, pick a scenario, and we’ll show your estimated net for Cash, Partner Sale (Novation), and a Typical Agent Listing (Benchmark only) side by side. If you don’t know your exact As-Is value, use the “I don’t know” button and we’ll approximate a starting point.
cash_net = as_is × (1 − discount), where the discount reflects readiness, stability, demand, and complexity; clamped for realism.Partner Service & Risk Coverage is ZIP-sensitive and scope/complexity-sensitive. You can A/B test alternate labels (e.g., “Partner Program Cost”) by swapping the strings in the UI text.
| Signal | Cash Offer | Partner Sale | Typical Agent Listing (Benchmark) |
|---|---|---|---|
| Property Readiness (FOS) | Low | Medium–High | High |
| Renovation ROI (RVI) | Low | Medium–High | Medium |
| Market Stability (LESI) | Low–Mixed | Stable–Very Stable | Balanced–Stable |
| Timeline Preference | Fastest | Balanced / Maximize Net | More showings / May take longer |
| Buyer Demand Trend (BDI) | Soft | Balanced–Hot | Balanced–Strong |
The agent listing column is a neutral benchmark based on typical commissions and seller costs — not an offer to list your property or provide agency representation.
Scenario: As-Is $360,000; property readiness: medium; renovation ROI: high; market stability: stable; buyer demand: balanced; cost pressure: medium; friction: low. With the coverage cap, Novation Net remains below As-Is yet comes in ~9–14% above the cash net and ahead of the typical agent listing benchmark. Seller kept control; we handled scope, marketing, and timeline.
No. There’s no listing fee on novation. Instead, we show one Partner Service & Risk Coverage line and pass-through normal closing friction and carrying risk. The number you see is already net of that.
Conservatism and clarity. We cap Novation Net with Partner Service & Risk Coverage so it remains below your baseline while still often beating cash and a typical agent listing benchmark.
It’s a neutral “typical agent listing” lane based on usual commission and seller costs in your price band. It helps you compare Cash and Partner Sale to “just list it.” It is not a listing offer, nor are we acting as your listing agent through this tool.
Your ZIP and As-Is value are strongly preferred; beds/baths/size and condition refine the scores. If you’re not sure on As-Is, use the “I don’t know” button for a starting estimate.
Yes—especially where market stability is low or buyer demand is soft. The model weights those conditions automatically.
No. It’s an educational estimate; final offers follow inspection, underwriting, and verified market data.
Secure & Confidential. We will not give you an offer if your house is already listed with a R.E. Agent.