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Instant Home Offer | Local Home Buyers USA
Transparent Net-First Pricing

Your Home's True Value, Two Clear Paths

See exactly what you'll net—instant cash offer versus partnership—with full transparency on how we calculate every dollar.

Property Details

Tell us about your home for instant offers.

ASAP ~2 weeks
Standard 30-45 days
Flexible 60-90 days

Estimates are illustrative. Final offers require inspection.

Your Offers Await

Enter your property details and we'll calculate both a guaranteed cash offer and a higher-net partnership option.

Your Instant Offers

ZIP 55408 · Cosmetic condition

Cash Offer
$255,000
~14 days
Guaranteed close. No repairs. No showings. We handle everything.
Partnership Advantage +$23,000
Cash Discount 15% below as-is
After Mortgage —

Why These Numbers?

Based on your property's condition and local market data, the cash offer reflects a discount for speed and certainty, while partnership captures additional value through coordinated improvements.

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Research Stream
RCI · Certainty Discount now visible as a line-item in every offer. BDI · Buyer Demand Index translates absorption into timeline guidance. FOS · Friction-to-Offer Score surfaces readiness tasks in your portal. LESI · Local Economic Stability Index monitors macro-local shocks. Anxiety Premium Index tracks hyperlocal sentiment beyond AVMs. RCI · Certainty Discount now visible as a line-item in every offer. BDI · Buyer Demand Index translates absorption into timeline guidance. FOS · Friction-to-Offer Score surfaces readiness tasks in your portal. LESI · Local Economic Stability Index monitors macro-local shocks. Anxiety Premium Index tracks hyperlocal sentiment beyond AVMs.

Research Hub — Indices, Methods & Transparency

Explore the indices and pricing rails powering Local Home Buyers USA. We don’t guess. We model — then expose the math for sellers, partners, and regulators.

PricingMethod

Unified PropTechUSA.ai Net Offer Sheet

How our indices come together into a single, seller-facing offer with transparent line-items and guardrails.

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IndexMarket

Buyer Demand Index (BDI)

Measures local absorption and buyer intensity to inform timelines and pricing power.

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IndexNovation

Partnership Value Index (PVI): Novation vs Cash

Quantifies the value unlocked by a Novation partnership relative to an as-is cash sale.

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IndexFriction

Closing Risk Score (FOS)

Estimates real-world hurdles to closing (ID, title, occupancy) and shows how tasks lower risk.

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IndexPricing

How We Price Risk (RCI)

Composite execution-risk score that drives the transparent Certainty Adjustment in every offer.

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IndexMarket

Local Market Transparency Score (LMTS)

Signals clarity of comps, HOA disclosures, and public data—improving expectations and timelines.

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IndexMacro-local

Local Economic Stability Index (LESI)

Macro-local health: employment, permits, inflation, delinquencies—expressed as a stability score.

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MethodsFOS

Friction-to-Offer Score (Methods)

Implementation notes and lead-gen calculator patterns for deploying FOS in production.

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IndexValue-Add

Renovation Value Index (RVI)

Models expected value from targeted repairs vs timeline risk under Novation or cash.

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PricingPolicy

Cost of Certainty — Pricing Time & Risk

How time-to-close and execution risk translate into a fair, transparent adjustment.

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MarketSentiment

Beyond Zestimate — Anxiety Premium (Hyperlocal Sentiment)

Captures block-level sentiment and uncertainty that drive list-to-close variance.

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CatalogLicense

Research Data Catalog & License

Datasets, sources, and licensing (CC BY 4.0) for transparency and reproducibility.

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