Real People. Transparent Numbers. Certain Closings.

We show our math—comps, repairs, and hyper-local ZIP/HSS signals—so your offer is clear, fair, and fast. If another path nets you more, we’ll recommend it.

About Local Home Buyers USA

America’s Seller-First Proptech, Powered by PropTechUSA.ai

Real people + real data. We deliver transparent, data-backed offers with side-by-side options—and quick, inspection-light closings once title is clear.

50States Served
As-IsNo Repairs Needed
QuickData-Backed Closings
TransparentWe Show the Math
Prefer to talk it through? Call 1-800-858-0588

Leadership

Portrait of Justin Erickson, CEO & Head of R&D/CTO at Local Home Buyers USA
Justin Erickson CEO & Head of R&D / CTO — Web Development & Data Updates

Justin Erickson leads seller experience, underwriting standards, and the evolution of our platform. He oversees research & development, web engineering, and data updates powering offers on LocalHomeBuyersUSA.com through PropTechUSA.ai.

Transparent Offers
No fees, no commissions, and line-item math you can verify.
As-Is Convenience
Skip repairs, showings, and clean-outs—we handle it.
Your Timeline
Quick, inspection-light cash closings with flexible scheduling.

“Sellers deserve clear options and a stress-free exit. Our job is to make that happen—every single time.”

OPS

Head of Operations

Coordinates walkthroughs, title timelines, and closing logistics so you always know what happens next.

DATA

Lead Data Analyst, PropTechUSA.ai

Maintains our pricing models, monitors API/HSS signals, and reviews outliers so offers stay fair and explainable.

PropTechUSA.ai → LocalHomeBuyersUSA.com

Our underwriting engine blends conservative ARV, repair ranges, holding-cost curves, and hyper-local signals (ZIP Estimator API + HSS) to produce transparent, data-backed offers.

Diagram showing PropTechUSA.ai powering LocalHomeBuyersUSA.com offers

Deeper dives: Anxiety Premium Index + HSSFuture of ClosingMortgage Spread Watch

AI-to-Real-Estate flow visualization: data → underwriting → seller options

From Signal to Signed

Our pipeline ingests thousands of market signals, normalizes them into auditable features, and routes actions to humans only when judgment matters. That means faster first offers with less back-and-forth—and cleaner, documented assumptions.

Beyond the Zestimate: How We Price the Human Signal

We extend retail AVMs with two early-move layers: the Anxiety Premium Index (API) from stress-search growth and the Hyperlocal Sentiment Score (HSS) from review/social text—so your offer strategy sees shifts before the MLS does.

  • API: correlates growth in stress queries with cash-buyer Discount-to-Retail (DTR).
  • HSS: summarizes neighborhood vibe (reviews/social) to anticipate distressed-close ratios.

Signals Lab: Nationwide ZIP Estimator (API + HSS)

Estimate API/HSS for any 5-digit US ZIP. Quick, illustrative guidance (not exact). No external data required. After you run a ZIP, we auto-generate an example “Offer Band” using those scores.

Security by Design

Zero-trust access, encryption in transit & at rest, tamper-evident logs, and vendor risk reviews on a regular cadence. Safer closings start with safer systems.

Secure AI systems and data integrity for nationwide transactions

Why We Started: People First, Then the Platform

“We didn’t start with software. We started with sellers—and built the software to serve them.”

Local Home Buyers USA wasn’t born from a spreadsheet; it was born from a pattern Justin Erickson couldn’t ignore. Neighbors, friends, and referrals would call with the same story: a life change forced a sale—but the traditional path meant weeks of prep, surprise repair asks, confusing fees, and lenders that could still walk late in the process.

Justin started by doing the unglamorous work—walking properties, calling title offices, and writing out the numbers in plain language so sellers could see how every dollar moved. The feedback was consistent: “This is the first time the math makes sense.” That was the spark.

He founded Local Home Buyers USA on a simple idea: clarity beats pressure. If you explain the assumptions, give options side-by-side, and let the seller pick the closing date, you remove most of the fear. To keep that promise as the company grew, Justin led the build of PropTechUSA.ai—an underwriting engine that blends conservative ARV, repair ranges, holding-cost curves, and hyper-local signals like our ZIP Estimator API + HSS.

Today, every offer reflects that origin: transparent, documented, and calibrated to a real human timeline. If cash is best, we’ll show it. If a novation or referral nets you more, we’ll recommend that—because the mission hasn’t changed since the kitchen-table days: show the math, earn the trust, and get you to your next chapter with certainty.

Live Mortgage & Treasury Trackers

30-Year Fixed Mortgage Average (MORTGAGE30US)

Source: Freddie Mac PMMS via FRED.

MORTGAGE30US chart
Dataset & details: FRED series MORTGAGE30US. Weekly updates.

10-Year Treasury Yield (DGS10)

Source: Board of Governors (H.15) via FRED.

DGS10 chart
Dataset & details: FRED series DGS10 (daily).

Why these two charts? Mortgage pricing tracks the 10-year Treasury plus risk/option premium. Watching the spread is a clean tell for near-term pricing and time-on-market.

How Our Proptech Flow Works

From first contact to closing—quality controls at each stage.

Intake

Discovery

Address, condition, timeline, occupancy, HOA/liens, goals. Single point of contact created.

Data

Property & Market Pull

Recent comps, tax & permit checks, access constraints, and local title practices.

UW

Underwriting Review

Conservative ARV with date/distance/condition filters; repair ranges and holding assumptions.

Net Sheet

Transparent Math

Side-by-side net for cash, novation, and alternatives. Documented assumptions and change log.

Options

Recommendation

Cash (certainty), Novation (retail without upfront repairs), or referral. You choose; we execute.

Compliance

Plain-Language Agreements

Disclosures, milestones, and wiring protocols aligned with title/escrow and local rules.

Ops

Cash or Novation Path

Cash: As-is logistics and scheduling. Novation: Investor-funded updates & retail prep.

Title

Title & Closing

Liens, HOA/COA, and payoffs cleared. Identity and wires verified. Close on your chosen date.

Certified Partners
Vetted title/escrow nationwide; attorney review where required.
Documented Standards
Written comps, repair scopes, and change logs you can review.
Seller-First Culture
No pressure. If another path nets more, we point you there.

Our Mission

To give every seller clarity, certainty, and control—with transparent, data-backed offers and a no-pressure path to their next chapter.

Clarity

Show the math. Line-item net sheets, side-by-side options, and assumptions in writing.

Certainty

Quick, inspection-light cash closings once title is clear—or a documented novation path for higher net.

Control

You pick the timeline. We handle logistics, repairs (if needed), and title coordination.

Powered by PropTechUSA.ai

Our engine blends conservative ARV, repair ranges, holding-cost curves, and hyper-local signals (ZIP Estimator API + HSS) to keep offers fair and explainable.

Learn more in our research: API + HSSMortgage Spread WatchFuture of Closing

What This Means for Sellers

  • No repairs, no fees, no surprises
  • Transparent ranges (8–22% typical spread guidance)
  • Safety first: title/escrow-verified wires only

Frequently Asked Questions

Do you charge fees or commissions?

No. Our as-is cash offers have no fees or commissions. Your net sheet shows line items so you can verify.

How fast can we close?

Once title is clear, we can move quickly—often within days—on inspection-light cash closings. We can also set a later date if you prefer.

What’s the difference between cash and novation?

Cash prioritizes speed and certainty. Novation can unlock retail buyers without you paying for repairs upfront; you’re paid first at closing. We’ll show both nets.

Will I need to make repairs or clean out?

No. We buy as-is. Skip repairs, showings, and clean-outs—we handle the logistics.

Contact Us

Email: [email protected]
Phone: 1-800-858-0588
Mailing: Local Home Buyers USA, 2136 Ford Parkway #9337, Saint Paul, MN

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Local Home Buyers USA

Transparent offers, clear timelines, and a no-pressure process—nationwide.

Contact
Email: [email protected]
Phone: 1-800-858-0588

Mailing
Local Home Buyers USA
2136 Ford Parkway #9337
Saint Paul, MN

Real-World Seller Insights

Fresh how-tos and market tips from Local Home Buyers USA.

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