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We Open-Sourced Our Valuation Engine. Your Turn. | Local Home Buyers USA
$ npm install valuation-engine βœ“

We Open-Sourced Our
Valuation Engine.
Your Turn.

Our code is public. Our math is public. Our methodology is published. We're challenging every cash home buyer in America to do the same.

↓

There are thousands of companies that will make you a cash offer on your home.

Every single one of them uses some kind of formula to calculate what they'll pay you.

Not one of them will show you that formula.

Think about that. They're asking you to trust them with the biggest financial transaction of your life β€” and they won't tell you how they came up with the number.

We think that's insane.

So we did something about it.

⚑

We published our entire valuation methodology as an open-source npm package. Anyone can download it. Anyone can audit it. Anyone can see exactly how we calculate offers.

The Code

This isn't a marketing gimmick. It's real, functional code that powers our actual offers:

valuation-engine / index.js
// Install: npm install valuation-engine
import { calculateOffer } from 'valuation-engine';

// Every variable is documented. Every calculation is visible.
const offer = calculateOffer({
  estimatedARV: 350000,      // After-repair value
  repairEstimate: 25000,     // Documented line by line
  marketDaysAvg: 45,         // Local market data
  holdingCostMonthly: 2100,  // Carrying costs
  closingCosts: 8500,        // Title, transfer, etc.
});

// Returns: { offer: 285000, breakdown: {...}, margin: 0.12 }
// You see EXACTLY how we got there. No black boxes.

Every input. Every assumption. Every calculation. Published.

If you think we're wrong about something, you can literally open an issue on GitHub and tell us.

What We Published

The Wall of Silence

Now let's look at what the biggest players in our industry have published:

Industry Transparency Tracker

Last updated: January 9, 2026

Opendoor Silent
$3.7B in losses. Algorithm-driven pricing. Zero public methodology.
How do you calculate your "competitive cash offers"?
Offerpad Silent
8% service fee. "Proprietary pricing model." No public documentation.
What's in the proprietary model?
HomeVestors Silent
1,100 franchises. "70% rule" mentioned in training. Nothing public.
Why won't you publish the formula?
Zillow Exited
Lost $1.4B on iBuying. Zestimate is public β€” but offer algorithm never was.
Maybe that's why it failed?
We Buy Houses Silent
Franchise network. "Fair cash offer" promise. No defined methodology.
What makes the offer "fair"?
Local Home Buyers USA Published βœ“
Open-source valuation engine. Full methodology. Transparency pledge.
npm install valuation-engine

If you can't show your work, maybe you shouldn't be grading the test.

Why Won't They?

I've thought about this a lot. Here are the only explanations I can come up with:

1. The math is embarrassing. If sellers saw how much margin these companies build in, they'd never accept the offers. Hiding the formula hides the profit.

2. There is no formula. Some companies just lowball everyone and see who bites. Publishing that would be... awkward.

3. They don't want competition. If the methodology is public, anyone could build a better version. (Good. That's the point.)

4. They've never considered it. Transparency isn't part of the industry's DNA. No one does it because no one does it.

None of these are good reasons.

πŸ“£ The Challenge

Here's What We're Asking

To every company that makes cash offers on homes β€” iBuyers, wholesalers, flippers, franchises, all of you:

1
Publish your valuation methodology in a format anyone can read
2
Show sellers the actual math behind their specific offer
3
Disclose your target margins and fee structures
4
Or explain publicly why you won't

We'll update the tracker above as companies respond. Silence is also a response.

Why This Matters

Selling your home is probably the largest financial transaction of your life.

When you sell to a cash buyer, you're trading convenience for money. That's a legitimate trade-off β€” but you should know exactly how much money.

Without published methodologies, you're flying blind. You have no way to know if an offer is fair, aggressive, or predatory. You're trusting the buyer to be honest about a number that directly determines their profit.

That's not a market. That's a guessing game where only one side knows the rules.

We think sellers deserve better. We think transparency should be the baseline, not the exception.

So we went first.

Your move.

Transparency Isn't a Feature.
It's a Standard.

We're not waiting for the industry to catch up. We're showing what's possible β€” and daring others to match it.

View the Code β†’
JE
Justin Erickson
Founder & CEO, Local Home Buyers USA
"I taught myself to code because I couldn't afford developers. Turns out that's the best thing that ever happened to this company."