How Federal Policy Built a $48.7T Housing Market—and What's Still Broken
Two and a half centuries of federal action shaped the market you're selling into. Understanding that history tells you a lot about what you're up against right now.
Topic · 96 briefings
Policy & Regulation — page 4
Coverage of housing legislation, federal agencies, court rulings, taxes and regulation, and what each change means for homeowners who may sell.
FHA Rule Overhaul Widens the Buyer Pool — Here's What That Means for Sellers
HUD just streamlined 14 FHA mortgage rules. More qualified buyers entering the market can shift offer volume, days on market, and what you net at closing.
FHFA Wants Fannie and Freddie Financing More Manufactured Homes
A sweeping federal proposal would push GSEs into chattel lending and affordable housing — here's what it means if you're selling manufactured or rural property.
Fannie and Freddie Rewrote Condo Rules in March. Here's What Sellers Need to Know
New insurance and reserve standards from Fannie Mae and Freddie Mac reshape which condo units can attract conventional financing — and which ones can't.
NAR Subpoenas a Rival Trade Group in the Ongoing Private-Listing Fight
The Clear Cooperation lawsuit just pulled in a new defendant. Here's what the expanding legal battle means if you're planning to sell.
A Mortgage Credit Shake-Up Is Coming — Here's What Sellers Need to Know
A new policy letting lenders choose which credit score they submit to Fannie and Freddie could quietly reshape who qualifies for a mortgage and on what terms.
Alan Greenspan, the Fed Chair Who Shaped Housing, Dies at 100
His low-rate, deregulation era fueled a historic boom—then a historic crash. Here's what his legacy still means for sellers navigating today's market.
HUD Proposes Rule to Let Manufactured Homes Go Multi-Story
A proposed federal rule would strip a key chassis requirement from upper floors of manufactured homes — cutting costs and opening urban markets. Here's what sellers need to know.
The 1930s Maps That Still Shape What Your Home Is Worth
Redlining didn't end with the Depression. Appraisal bias, neighborhood values, and the wealth gap it created are still working through today's market.
Zillow Sues Compass Over Listing Rules. Here's What Sellers Need to Know.
A federal antitrust lawsuit and a very public PR war are reshaping how homes get listed. Sellers should understand what's actually at stake for them.
FHFA Wants to Sue for Mortgage Fraud Directly. Here's What That Means for Sellers.
The agency that oversees Fannie Mae and Freddie Mac is asking Congress for civil prosecution power. Sellers need to understand what triggers scrutiny — and why it matters now.
Judge Blocks CoStar From Weighing In on the Zillow–MRED–Compass Fight
A federal judge denied CoStar's bid to file a friend-of-the-court brief in a listing-data lawsuit that could reshape where your home gets shown.
FTC Returns $3M to Mortgage Scam Victims — What Sellers Need to Know
Nearly 2,000 homeowners defrauded by a fake mortgage relief company are getting refunds. Here's how to protect yourself when financial pressure meets a hot pitch.
HUD Moves to Loosen Manufactured Home Rules — What Sellers Need to Know
A proposed rule from HUD would strip a 52-year-old chassis requirement from manufactured housing. Here's how that reshapes the market for sellers of all home types.
Outgoing FHA Chief: Build More Homes, Cut Red Tape — Subsidies Aren't Enough
Frank Cassidy resigned last week as FHA commissioner. His exit interview is a clear signal about where federal housing policy is headed — and what sellers need to know.
HUD Opens $13M Pilot to Speed Home Construction and Permitting
Two new federal programs target the build-time and permit bottlenecks that keep housing supply tight — here's what that means if you're planning to sell.
Off-Market Sales Are Distorting Property Taxes — Here's What Sellers Need to Know
When homes sell off the books in nondisclosure states, assessors lose the data they need — and the tax burden can shift to sellers who played by the rules.
HUD Opens Review of FHA Repair Rules That Cost Sellers Deals
FHA's minimum property requirements are under federal review. If you've ever lost a buyer over a flagged handrail or chipped paint, this matters to you.
A New Bill Would Let Senior Sellers Shield $1M in Gains From Federal Tax
The Nest Egg Protection Act targets homeowners 65+ who've owned their primary residence for 25 years or more — and it could change when and whether they sell.
Agents & MLS · New York
New York's Pocket Listing Ban Is Headed to the Governor's Desk
Both chambers passed the Fair and Transparent Real Estate Listings Act. If signed, sellers who want a private sale must sign a state-written warning explaining the financial tradeoffs.
Pulte's New Intel Role Puts GSE Reform Back in Play
Bill Pulte is now acting DNI and still running FHFA. What that dual role means for Fannie, Freddie, and the sellers who depend on mortgage rates.
Congress Is Debating Who Bears the Risk When Your Title Has a Problem
A bill moving through Congress would require regulated title insurance on Fannie/Freddie loans — and the fight over it has direct consequences for home sellers.
Pulte Keeps FHFA Role After Trump Names Him Acting Intel Chief
Bill Pulte will run both the nation's spy agencies and the regulator overseeing Fannie Mae and Freddie Mac. Here's what that dual role means for sellers.
$106M in Tuccori Commission Settlements Win Preliminary Approval
A federal judge cleared a major round of homebuyer commission settlements this week. Here's what it means if you're planning to sell.