Foreclosure Auctions Hit a Post-Pandemic High
Auction volume is rising, especially among newer FHA loans. Sellers facing payment trouble need to protect their timeline, equity and options.
Topic · 33 briefings
Foreclosure & Distress
Falling behind on a mortgage narrows your options week by week, but it rarely removes them all at once. Lenders, servicers and federal programs such as FHA loss mitigation all have timelines, and the choices available before a foreclosure sale are very different from the ones available after.
This desk tracks national and state foreclosure data, servicing and program changes, and what they mean for a homeowner deciding between catching up, modifying, selling, or a short sale. Nothing here is legal advice; timelines vary by state and loan type.
What sellers should watch
- Rising delinquencies in FHA and VA loans
- State-by-state differences in foreclosure timelines
- Changes to partial-claim and loss-mitigation programs
High borrowing costs push commercial distress sales higher
Distressed commercial sales rose 26.4% through September, but stronger overall activity means sellers must separate financing pressure from demand.
Foreclosure · Texas, Colorado
X Denver’s $170M Default Offers a Lesson for Texas Sellers
A major co-living property is now under court supervision. Texas sellers should watch how rental distress affects pricing, buyers and nearby competition.
DSCR loans bring more small investors into distressed markets
Investor financing could expand the buyer pool for low-cost fixer-uppers, but sellers still need to test each offer’s funding and terms.
D.C. office changes hands after $140M debt sells for $79.5M
The distressed deal is not a residential comp, but sellers near office-heavy blocks should watch how weaker commercial values affect buyer expectations.
Foreclosure · Ohio
Ohio Magistrate Approves Eviction After 15-Year Foreclosure
The case shows sellers why appeals, bankruptcy filings and negotiations may delay foreclosure without preserving ownership or equity.
Foreclosure Inventory Is Back to 2019 Levels. Here's What That Costs Sellers.
REO homes are selling at a 27.2% discount to estimated value. If foreclosures are rising in your market, that gap becomes your competition.
Foreclosure · Massachusetts
A Boston Office Tower in Foreclosure Tells Sellers Something Important
When a 1.3-million-sq-ft Downtown Boston tower heads to auction, the ripple effects reach residential neighborhoods. Here's what sellers need to know.
Foreclosure · Arizona
Arizona HOA Backs Down From Foreclosing on $475K Home Over $977 Debt
A Mesa couple nearly lost their home to their HOA over less than $1,000. Here's what every seller in an HOA community needs to know.
Foreclosure Machinery Is Breaking Down — Here's What That Costs Sellers
Foreclosure starts jumped 23% in July 2026. When the system handling those files misfires, it delays closings, clouds title, and shrinks your sale proceeds.
Foreclosure · Colorado
Denver's Tallest Tower Is in Receivership. Here's What Sellers Should Know.
A $230M default on Republic Plaza signals deep stress in downtown Denver's office market — and that pressure doesn't stay commercial for long.
Foreclosure · Florida
Foreclosure Filings Up 13% Year-Over-Year as Bank Repossessions Surge
August 2026 data shows 40,277 properties with foreclosure activity — sellers in South Carolina, Florida, and Texas need to understand what rising distress means for local pricing.
Zombie Foreclosures Are Clustering in Midwest Cities — and Dragging Down Nearby Home Values
8,400+ abandoned foreclosures are depressing neighborhood prices across the country. Here's where they're concentrated and what sellers near them need to know.
FHA's Insurance Fund Is Sound. But FHA Delinquencies Are Rising.
A public fight between the MBA and the Wall Street Journal over FHA underwriting quality has real implications for sellers with FHA buyers in the mix.
Foreclosure · Florida
Foreclosures Are Climbing in Florida — Here's What Sellers Need to Know
July's national foreclosure count hit nearly 40,000 properties, up 10% year over year. Florida sellers face a market increasingly shaped by distressed competition.
Foreclosure · Missouri
Cole Hamels' Missouri Estate Heads to Auction at $2.99M After Foreclosure
A 36,000-sq-ft Ozarks estate once owned by the MLB pitcher is being sold by the bank starting Sept. 17. Here's what the price collapse means for sellers.
Fannie and Freddie Foreclosure Prevention Activity Dropped in May
FHFA data shows fewer loan workouts as rates climbed to 6.44%—here's what a cooling distress market means if you're planning to sell.
U.S. Home Equity Hits Record $18 Trillion — But Cracks Are Forming
Q2 data shows sellers are sitting on enormous wealth, but rising foreclosures and underwater borrowers signal a market that isn't moving in one direction.
Foreclosure Auctions Hit Six-Year High — And That Shifts the Game for Sellers
Volume up 23%, prices discounted, and renovated homes returning to retail. Here's what a wave of affordable inventory means for your pricing and timeline.
Foreclosure · Colorado
Colorado Foreclosure Listed at $215K — Occupant Included, No Entry Allowed
A Nunn, CO foreclosure selling sight-unseen with a 20-year occupant in place is a sharp reminder of what sellers lose when a property enters the foreclosure pipeline.
Foreclosure Auctions Hit a Six-Year High in Q2 2026
FHA and post-2022 loans are driving distressed sales up 23% year over year. Here's what a rising auction market means if you're planning to sell.
The 21% Foreclosure Spike Is Real. A Crisis Is Not.
New data shows foreclosures rising year-over-year, but the underlying numbers tell a very different story than the social-media panic suggests.
Foreclosure Listings Are Back to Pre-Pandemic Levels. Here's What That Means If You're Selling.
Foreclosure activity has normalized to 2019 rates, with five major metros leading in listings. Sellers need to understand how this reshapes their local competition.
FHA's New Partial Claim Model Could Simplify Your Home Sale
The FHA wants to eliminate subordinate liens from its partial claim process — and that removes a common roadblock for sellers with FHA-backed mortgages.