Topic · 21 briefings
Falling behind on a mortgage narrows your options week by week, but it rarely removes them all at once. Lenders, servicers and federal programs such as FHA loss mitigation all have timelines, and the choices available before a foreclosure sale are very different from the ones available after.
This desk tracks national and state foreclosure data, servicing and program changes, and what they mean for a homeowner deciding between catching up, modifying, selling, or a short sale. Nothing here is legal advice; timelines vary by state and loan type.
8,400+ abandoned foreclosures are depressing neighborhood prices across the country. Here's where they're concentrated and what sellers near them need to know.
A public fight between the MBA and the Wall Street Journal over FHA underwriting quality has real implications for sellers with FHA buyers in the mix.
Foreclosure · Florida
July's national foreclosure count hit nearly 40,000 properties, up 10% year over year. Florida sellers face a market increasingly shaped by distressed competition.
Foreclosure · Missouri
A 36,000-sq-ft Ozarks estate once owned by the MLB pitcher is being sold by the bank starting Sept. 17. Here's what the price collapse means for sellers.
FHFA data shows fewer loan workouts as rates climbed to 6.44%—here's what a cooling distress market means if you're planning to sell.
Q2 data shows sellers are sitting on enormous wealth, but rising foreclosures and underwater borrowers signal a market that isn't moving in one direction.
Volume up 23%, prices discounted, and renovated homes returning to retail. Here's what a wave of affordable inventory means for your pricing and timeline.
Foreclosure · Colorado
A Nunn, CO foreclosure selling sight-unseen with a 20-year occupant in place is a sharp reminder of what sellers lose when a property enters the foreclosure pipeline.
FHA and post-2022 loans are driving distressed sales up 23% year over year. Here's what a rising auction market means if you're planning to sell.
New data shows foreclosures rising year-over-year, but the underlying numbers tell a very different story than the social-media panic suggests.
Foreclosure activity has normalized to 2019 rates, with five major metros leading in listings. Sellers need to understand how this reshapes their local competition.
The FHA wants to eliminate subordinate liens from its partial claim process — and that removes a common roadblock for sellers with FHA-backed mortgages.
Foreclosure · New Jersey
A homeowner says Shellpoint delayed loss-mitigation reviews and kept sending wrong figures while foreclosure moved forward. Here's what sellers need to know.
Short-sale transactions jumped 16% in early 2026. If you're in a softening market, understanding what's driving this trend could determine your next move.
Foreclosure · Florida
More than 227,000 properties entered foreclosure in the first half of 2026. Florida leads the nation. Here's what that means if you're planning to sell.
Foreclosure · California
The Kemsley divorce case is a live case study in what happens when co-owners can't agree to sell — and the clock runs out.
With 2 million homeowners behind on payments, distressed inventory is growing. Here's what sellers need to know before that wave hits their market.
The national foreclosure rate has climbed back to pre-pandemic levels. For sellers in affected markets, the pressure is real and worth understanding now.
A unanimous ruling lets counties sell your home at auction to collect tax debt — and pay you only what the auction brings, not what your home is worth.
More homeowners are falling behind nationwide, and if you're selling in Florida, Texas, or the Midwest, that rising distressed inventory is already reshaping your competition.
Foreclosure · Florida
ATTOM's May 2026 data shows Florida's foreclosure rate nearly doubles the national average — here's what that pressure means if you're planning to sell.
Local Home Buyers USA is a direct buyer of residential real estate, not a licensed broker. Seller Intelligence is editorial commentary based on named sources and public data; it is not legal, tax or financial advice. Editorial standards.
