Local Home Buyers USA — powered by PropTechUSA.ai
The Unified PropTechUSA.ai Net Offer Sheet
When you sell a house, you don’t just want a number — you want to know what you’ll actually walk away with, and how that compares to your other options. This Unified Net Offer Sheet puts everything into a single, data-backed view so you can see, in plain English, how a cash offer, a partnership option, and a traditional listing stack up side by side.
Live example for illustration. Numbers shown here are sample figures only — your actual Net Offer Sheet will be customized to your property, your market, and your timeline.
Why this page exists
What Is the Unified Net Offer Sheet?
Most offers are just a number on a napkin. This Net Offer Sheet is different. It takes the “black box” out of real estate offers and replaces it with an explainable, math-based breakdown you can actually see and react to.
Behind the scenes, the PropTechUSA.ai engine runs a set of data models to understand your local market, demand for homes like yours, and the amount of risk involved in getting your sale all the way to the closing table. Those models feed into a unified “Net to You” view that is designed to be simple on the surface, but powered by serious research underneath.
Some of the key inputs include:
- Buyer Demand Index (BDI) – how many buyers are actively competing for homes like yours right now.
- Local Economic Stability Index (LESI) – what’s happening with jobs, construction, and stability in your area.
- Closing Risk Score / Friction-to-Offer Score (FOS) – how easy or hard it is for your sale to make it all the way to closing without falling apart.
- Partnership Value Index (PVI) – how much extra value can be created if we improve and market the home together, instead of selling strictly as-is.
- PropTechUSA.ai research hub for FOS & certainty pricing – the underlying research behind our certainty-based pricing and risk transfer.
All of that data is distilled into a single page that shows you: what your home could sell for on the open market, what a fast and certain cash offer looks like, and how a partnership option can create extra upside — without you funding repairs or dealing with showings.
Sample layout – your live Net Offer Sheet will show your property, your scores, and your net outcomes.
Section 1 · Data-Backed Snapshot
Property & Market Scorecard
First, we give you a clean, dashboard-style summary of how your property and your local market are performing. This creates the context for every number that comes next.
| Index / Model | Your Score | What It Means for You |
|---|---|---|
| Market Risk Index (MRI) |
65 / 100 Moderate Volatility |
Stable market with some price and timeline volatility. Small interest rate moves or buyer sentiment shifts can move pricing up or down over a 60–90 day window. |
| Buyer Demand Index (BDI) |
42 / 100 Balanced Demand |
Buyer interest is balanced — not freezing, not overheated — which affects how long a listing might take and how aggressive buyers can be on inspection and appraisal. |
| Property Risk Index (PRI) |
78 / 100 Elevated Risk |
Higher-than-average risk due to condition, repairs, or complexity (age, layout, permitting). This increases the odds of buyers, lenders, or appraisers forcing credits — or backing out entirely. |
Data Sources: These scores are based on live data from the U.S. Bureau of Labor Statistics (local unemployment, JOLTS openings and hires, nonfarm payrolls), the U.S. Census Bureau (building permits, construction spending, new home sales), regional Federal Reserve indicators, and trailing 90-day MLS sold data for your local market — normalized into simple 0–100 indices.
Offer Validity: Because the Buyer Demand Index (BDI), interest rates, and local inventory can change quickly, this Net Offer Sheet is valid for 72 hours. After that, we’ll refresh the data and reconfirm pricing so you’re never working off stale numbers.
Section 2 · The Offer Engine
The Offer Breakdown (“The Why”)
This section shows exactly how your scores translate into a price. Instead of using a generic “investor formula” like “75% of ARV,” we show a calculated, itemized Cost of Certainty™ so you can see where every dollar goes.
Step 1 – Estimated As-Is Retail Value
Estimated As-Is Retail Value (RVI): $300,000
This is what a well-priced listing is likely to sell for in today’s market, after normal negotiations, based on similar
homes that have actually closed in your area.
Step 2 – The Cost of Certainty™
Instead of asking you to fix things, wait months, and ride the ups and downs of the market, we price in the cost of taking all that risk off your plate. This Cost of Certainty™ is driven by your Friction-to-Offer Score (FOS), LESI, and BDI.
| Adjustment Type | Amount | Why It’s Needed |
|---|---|---|
| Market Risk Deduction | -$9,000 | Covers pricing swings, days-on-market risk, financing pullbacks, and appraisal gaps in a shifting market — risk that we absorb so you don’t have to. |
| Property Risk Deduction | -$21,000 | Covers condition issues, inspection surprises, and the cost of taking the property strictly “as-is,” including unknowns we discover after closing. |
$300,000 (As-Is Retail Value)
− $9,000 (Market Risk)
− $21,000 (Property Risk)
= $270,000 (Guaranteed Cash Offer)
Step 3 – Your Guaranteed Cash Offer
Guaranteed Cash Offer (Net to You): $270,000
This reframes your cash offer completely. It’s not a “lowball” offer; it’s the retail price minus the itemized, data-driven cost of transferring all your risk, time, and uncertainty to us.
The Bottom Line: This isn’t a “lowball.” It represents the full retail value minus the cost of us taking on all the risk, the repairs, and the uncertainty of the open market — and doing it in a way you can see and verify.
Section 3 · Side-by-Side Outcomes
Your Alternatives (RVI & PVI)
Here you can see what each path looks like side by side — Retail, Cash, and Partnership — with the Partnership Value Index (PVI) and Retail Value Index (RVI) quietly running in the background to keep the numbers consistent and fair.
| Path | Est. Net to You | Time & Risk Profile |
|---|---|---|
| Retail Path (The “High” Price) | $257,000 | High: 4–6 months, renovations, showings, open houses, negotiations, and ~25% fall-through risk (based on your FOS). You carry the timeline and the market risk. |
| Partnership Path (Sponsored Flip) | $299,000 | Low: 30–90 days. We manage improvements and listing, you share in the upside with limited risk. You keep ownership until closing but outsource most of the work. |
| Cash Path (Certainty) | $270,000 | Minimal: 7–14 day close, no repairs, no showings, and effectively 0% fall-through risk. We absorb the market risk so you can move on. |
Net Proceeds & Fee Comparison (“Where Your Money Really Goes”)
Most sellers don’t just look at the top-line price — they care about what they actually walk away with. This comparison shows how much you keep after commissions, closing costs, repairs, and holding costs.
| Line Item | Retail Sale (The “High” Price) |
Partnership (Best Value) |
Cash Offer (Certainty) |
|---|---|---|---|
| Sale Price | $300,000 | $325,000 | $270,000 |
| Agent Commissions (6%) | - $18,000 | - $18,000 | $0 |
| Closing Costs (≈ 2%) | - $6,000 | - $6,000 | $0 |
| Repair Costs |
- $15,000 (Full contractor scope, out of pocket) |
$0 (We advance it as part of the partnership) |
$0 (We buy strictly “as-is”) |
| Holding Costs (≈ 4 months) | - $4,000 | - $2,000 | $0 |
| NET TO YOU | $257,000 | $299,000 | $270,000 |
Once you see all the fees and friction laid out, the “high” retail price of $300,000 often puts less money in your pocket than a clean $270,000 cash offer. The Partnership path is designed to beat both — without asking you to take on the work or risk yourself.
Market Reality Check: If the market dips just 5% while you’re listed (which is common over a 4–6 month timeline), your Retail Net drops from $257,000 to about $242,000. Our Cash Offer of $270,000 is locked in and immune to those market dips.
Who Does What in the Partnership (“Sponsored Flip”)
On paper we call it the Partnership Path. In plain English, it works like a “sponsored flip” or joint venture:
- You: Move out (when ready), sign simple paperwork, and approve major decisions. No contractors to manage, no surprise invoices.
- We: Pay for renovations up front, manage contractors, handle marketing and showings, and pay all agent commissions and closing costs.
- Result: Once the upgraded home sells, we recover our costs and split the extra profit according to the partnership agreement — which is how your net can exceed a typical retail sale, without you doing the heavy lifting.
The Bottom Line: If you want the absolute highest potential and don’t mind some work, Retail might make sense. If you want speed and zero hassle, Cash is your safest option. But if you want to beat retail without the repairs or risk, our Partnership “sponsored flip” model is where most of our clients end up.
Section 4 · Decision Support
Review, Sign, and Close with Confidence
We’ll walk through this Net Offer Sheet with you line by line, answer every question, and then prepare simple paperwork that matches the path you choose — Retail, Cash, or Partnership — so you always know exactly what you’re signing and what you’ll walk away with.
- Clarity: One page that ties together price, fees, timelines, and risk.
- Control: You choose the path that best fits your timeline, stress level, and bottom line.
- Confidence: A PropTech-backed, math-first view of your options instead of guesswork or pressure.
Section 5 · Time-to-Close
Timeline at a Glance
Numbers are important, but so is your time. Here’s how each path typically looks on a simple, calendar-style timeline:
Cash Path (Certainty – 7–14 Days)
[ Start ] — [ Contract Signed ] — [ Title Check ] — [ Check in Hand (≈ 2 Weeks) ]
Designed for sellers who value speed, certainty, and a clean exit above everything else.
Partnership Path (Sponsored Flip – 30–90 Days)
[ Start ] — [ Move Out ] — [ Renovations ] — [ List & Show ] — [ Offer & Closing ] — [ Profit Split Paid ]
Built for sellers who want to maximize net without becoming a full-time project manager.
Retail Path (Traditional Listing – 4–6+ Months)
[ Start ] — [ Clean & Repairs ] — [ Photos & List ] — [ Showings ] — [ Offer ] — [ Inspection ] — [ Appraisal ] — [ Closing (4–6+ Months) ]
Familiar path with the most steps and the most points where a deal can slow down or fall through.
When you see the timelines side by side, it becomes clear: the Cash Path optimizes for certainty and speed, the Partnership Path optimizes for maximum net with managed risk, and the Retail Path asks you to absorb the most time, cost, and uncertainty.
Next Steps
You’re always in control. We’ll walk you through each path side by side — Retail, Cash, and Partnership — and then you choose the option that fits your timeline, your stress level, and your bottom line. If you’d like, we can generate a fresh, live Net Offer Sheet based on today’s market data for your specific property.
Local Home Buyers USA
Local Home Buyers USA — powered by PropTechUSA.ai
Toll-Free: 1-800-858-0588
Email: [email protected]
Website: LocalHomeBuyersUSA.com
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