Local Home Buyers USA
Damaged Home Guide
Sell a Damaged Home As‑Is — Fast, Fair, and Nationwide
We specialize in tough properties: fire, flood, mold, structural, or open code cases. Get a no‑pressure cash offer in under 24 hours, pay no fees, make no repairs, and close on your schedule.
Illustrative As‑Is Cash Offer
$237,500
Close in
7–21 days
No Repairs or Showings
Open Violations? OK
Local Title Network • Nationwide
*For demonstration only. Actual offers vary by market and property specifics.
We buy damaged houses — fast, fair, no repairs.
What We Buy
Fire, Flood, Mold, or Code — We’re Built for Complicated
If it feels overwhelming, you’re not alone. Our specialty is solving high‑friction situations with speed and care.
From light smoke damage to full‑structure fires. We buy as‑is and plan remediation after closing.
- No cleaning or repairs required
- We coordinate debris removal as allowed
- Work with your adjuster if a claim is open
Pipe bursts, roof leaks, or flood events. We account for mitigation/dry‑out, flooring, drywall, and potential mold.
- Sell during or after remediation
- No showings or open houses
- Close fast to reduce holding costs
Visible growth or suspected. We price for remediation and post‑repair value so you don’t have to manage contractors.
- As‑is; no clearance required
- Disclose what you know; we handle the rest
- Privacy and professional handling
Foundation movement, framing, roof systems. We underwrite serious fixes and still make the process simple.
- No engineer reports needed to sell
- Title & lien coordination included
- Flexible closing for relocations
Open cases, unsafe tags, expired permits, or fines. We purchase and handle remediation after closing.
- We work with municipalities and HOAs
- Fines/liens commonly paid via closing
- We assume compliance plans post‑close
Copper theft, broken windows, missing HVAC, or squatters. We navigate the complexity so you don’t have to.
- Occupied or vacant — okay
- No showings or make‑ready
- Professional, respectful communication
Safety first: If a property is structurally unsafe or has live hazards (gas, electrical, contamination), follow local emergency guidance before entering.
Value Without the Stress
Why Sellers Choose an As‑Is Cash Sale
Not every damaged home should be listed. Here’s when a direct sale wins.
Speed & Certainty
- Offer in < 24 hours; choose your closing date
- No appraisals, financing, or buyer repairs
- We close with reputable local title partners
Effort & Cost Saved
- No cleanouts, showings, or make‑ready
- No commissions; standard closing costs often covered
- Avoid months of holding costs during repairs
Municipal & HOA
Code Violations, Permits, and Fines
We frequently purchase with open violations and resolve compliance after closing. Here’s how that works.
Open Cases OK
We review notices and coordinate with the city/HOA to understand remediation steps. You don’t have to fix items first.
Fines & Liens at Closing
Eligible fines/liens are commonly paid via proceeds at the title company. We’ll obtain payoff letters and line‑item your net.
Post‑Close Responsibility
We assume remediation and permitting after closing so you can move forward without managing contractors.
Insurance & Claims
Can You Sell With an Open Claim?
Often, yes. We coordinate with your adjuster and title company. Settlement rights vary — we’ll outline options clearly.
If a Claim Is Open
- Share claim number and adjuster contact
- We review any checks/endorsements and mortgagee clauses
- We’ll map the cleanest path to close
If Work Already Began
- You can still sell; disclose scope and contractors
- We account for in‑progress repairs in our pricing
- We coordinate change‑orders post‑close
This article is educational, not legal/insurance advice. Consult your insurer and local professionals for guidance about your specific policy and rights.
Interactive
Estimate Your As‑Is Cash Offer
Use this quick estimator. Real offers depend on specifics; we’ll explain your numbers line by line.
Damage Types (check all that apply)
Fast, Friendly, & Hassle‑Free
How We Buy Damaged Homes
Zero guesswork. We explain every step and keep you in control.
Contact us
Call 1‑800‑858‑0588 or request your offer online.
Share damage details
Tell us what happened (fire, flood, code, etc.). Photos help, but not required.
Get a fair as‑is offer
We explain ARV, repairs, and costs we cover. No fees, no pressure — ever.
Pick your closing date
Close in 7–21 days (or later). We handle payoffs, liens, and title.
Get paid in cash
Move forward with peace of mind. Take what you want; leave the rest.
What we handle for you
- Title, escrow/attorney, and lender payoff coordination
- HOA, utility balances, and violation payoffs as eligible
- Post‑close remediation and permitting plans
- Respectful tenant communication if occupied
Get Your Free As‑Is Cash Offer
No fees. No repairs. We coordinate with your timeline and handle complex issues with care.
Answering Common Questions
Damaged Home & As‑Is Sale — FAQ
Do I have to disclose damage?
Yes. Be truthful about known issues. We buy as‑is, not as‑unknown. Transparency speeds closing and avoids surprises.
What if my home is not safe to enter?
Follow local safety guidance. We can often coordinate safe access with city officials/contractors. Your safety comes first.
Will you buy with tenants or squatters?
Yes. We handle communication professionally and follow local laws. Share any notices already served.
Can you pay off liens or fines at closing?
Frequently, yes. Eligible balances are paid from proceeds via the title company. We’ll obtain payoff statements.
What if repairs already started?
That’s okay. Provide any estimates or invoices. We’ll factor the status into your offer.
Is the estimator the final offer?
No. It’s illustrative. Your real offer reflects property specifics, market comps, and title readiness.
