You Can Close Fully Remote—Here's the Fast Path
Remote Closing Flightpath
Watch your deal travel from offer to wire—no flights required
Signal
Request offer & upload basics. Property, photos, payoff, HOA details drop into a secure workspace.
Underwrite
Title & escrow open. Payoffs, liens, HOA estoppels, and ID checks spin up in the background.
Sign
RON or mobile notarization. You sign from your couch; deed+docs are sealed and queued for recording.
Record & Wire
County records, funds release. Deed posts, proceeds wire hits your bank—no airport, no closing room.
Remote Closing Readiness Console
Tune the inputs to see your realistic remote close window
Slide right if you're trying to beat a move-out date, rate reset, or major life event.
This drives how much work title must clear before anyone can fund.
All three avoid flights; RON is fastest where allowed.
We'll adapt the call-back and test-wire protocol to your comfort level.
With a moderate urgency target and a simple, vacant file, we'd aim for a 9–18 day RON close, using a call-back verified wire and optional $100 test transfer for peace of mind.
Launch Remote Plan →Why Remote Closings Took Off (and Why They're Better in 2026)
Remote closings existed pre-2020, but the combination of state RON laws, county e-recording, and title/escrow platform upgrades made the process mainstream. Today, out-of-state owners routinely close from their home, office, or while traveling.
- RON (Remote Online Notarization): live audio-video session with identity verification and electronic seals—recognized by most states.
- eRecording: county recorders accept digital documents from title companies, shrinking mail delays.
- Wire-safe portals: escrow portals with two-factor authentication and call-back protocols reduce fraud exposure.
- Mobile Notary Overnight: where RON isn't possible, a mobile notary meets you anywhere.
Bottom line: If you can video call, you can notarize—finish your sale from the couch.
Legal Status of RON & Practical Alternatives
Most states have enacted permanent RON statutes or recognize out-of-state RON. Where RON is not supported, you still have two remote options:
- Mobile Notary + Overnight: Title ships ink-signed docs to you, a mobile notary verifies your ID, then returns via overnight courier.
- Hybrid Closing: You eSign the non-notarized set and use a mobile notary only for the single notarized deed.
Title, Escrow & Recording—Who Does What
| Role | What They Handle |
|---|---|
| Title Officer | Title search; lien/judgment payoffs; HOA estoppel; clearing clouds. |
| Escrow Officer | Earnest money; wiring instructions; settlement statement; disburses funds. |
| Notary | Verifies ID, witnesses signatures, notarizes documents. |
| County Recorder | Records deed and releases; confirms legal transfer. |
Wire-Fraud Safety Checklist (2026)
- Get wiring instructions via secure portal, never by attachment alone.
- Verify by phone using a number from the title company's official website.
- Lock the account name & last 4 digits with your closer.
- Use two-factor authentication for the portal and your bank.
- Never trust last-minute changes via email.
- Send a $100 test wire for large proceeds.
- Initiate wires during bank hours so you can reverse if needed.
- Save the settlement statement and wire receipt.
How to Close Remotely (Step-by-Step)
- Request a remote cash offer. Start at localhomebuyersusa.com/get-offer/.
- Pick your closing method: RON, mobile notary, or hybrid.
- Open escrow & title. You'll receive a secure portal invite.
- Provide seller packet info. Upload ID, W-9, HOA info, payoff lender account.
- Title search & clearance. Title orders payoffs, estoppels, lien letters.
- Schedule RON/mobile. Complete KBA and credential analysis.
- Review & sign closing docs.
- Confirm proceeds wiring. Verify via call-back.
- Record & disburse. Title records the deed and wires proceeds.
- Save your closing packet.
Document & Deadline Checklist
- Valid photo ID (driver's license or passport).
- Property-specific info: HOA contacts and account number.
- Mortgage payoff lender + loan number.
- W-9; out-of-state withholding forms if applicable.
- FIRPTA certification if foreign person for U.S. tax purposes.
- Estate docs if selling from trust, POA, or probate.
- County-specific affidavits (title will prepare).
Costs, Timelines & Who Pays What
| Item | Typical Range | Notes |
|---|---|---|
| Title & Escrow | $800–$2,000+ | Varies by state/price |
| RON Session | $75–$175 | Per session or per seal |
| Mobile Notary | $125–$250 | Travel + scanbacks + overnight |
| Recording Fees | $50–$150+ | County dependent |
| HOA Estoppel | $100–$500+ | Rush may add fees |
With straightforward title and no repairs, cash closings commonly complete in 7–21 days.
Special Cases
Tenants or Occupied Homes
We can buy with tenants in place and honor notice laws.
Liens, Judgments, and Title Clouds
Title will secure payoffs or releases; expect 3–10 extra business days.
Probate & Estates
We coordinate with your probate attorney and close with PR signatures RON/mobile.
HOA & Condo Associations
Order resale certificates early; rush fees add cost.
Frequently Asked Questions
Can I close 100% remote if my state doesn't allow RON?
Yes—use a mobile notary for the notarized document and eSign the rest.
How do I get paid if I'm out of state?
Escrow wires proceeds to your account after recording.
What if I have a tenant?
We purchase with tenants in place.
How fast can we close?
Simple cash deals close in 7–21 days.
Is a power of attorney allowed?
Often, yes—some title companies require a specific form.