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Introducing the 3-Path Instant Offer Calculator | Local Home Buyers USA
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Introducing the 3-Path Instant Offer Calculator

The first home-selling tool that shows you Cash, Partnership, and Realtor scenarios — side by side, with real numbers.

December 2025 8 min read PropTechUSA.ai

Most homeowners have no idea how much money they're leaving on the table when they sell. They either list with a realtor and hope for the best, or they take a lowball cash offer because they think it's their only option. Either way, they're making a decision worth tens of thousands of dollars — often based on incomplete information.

That ends today.

We built the 3-Path Instant Offer Calculator to give sellers something the industry has never offered: complete transparency across every selling option, calculated in real-time using live market data.

No gimmicks. No "call for your offer." Just real numbers you can actually use.

See It In Action
Select a home value to see what you'd net with each path
Interactive Demo
Select Home Value
🏠
Realtor
$308,000
Baseline
Cash
$245,000
-$63,000 less
Ready to see your real numbers?
Get Your Personalized Estimate

Why This Matters

Here's the uncomfortable truth about selling a home in 2025:

Traditional realtors charge 5-6% commission, require repairs and staging, and offer no guarantee of sale. After 3-6 months on market, countless showings, and negotiation stress — you might net significantly less than expected.

iBuyers like Opendoor made instant offers mainstream, but their model has limitations. They're investors first. Their offers reflect wholesale pricing, and their fee structures can be opaque.

Cash home buyers offer speed and certainty, but most lowball aggressively because they know sellers often feel trapped.

Sellers are forced to choose without seeing all their options. We think that's backwards.
Example: $300K Home
Path 1
Realtor
Path 2
Partnership
Path 3
Cash
Sale Price
$300,000
$294,000
$210,000
Commission
-$18,000
$0
$0
Repairs & Prep
-$8,000
$0 (we handle)
$0
Closing Costs
-$9,000
-$5,000
$0 (we pay)
Partnership Fee
-$20,500
You Walk Away With
$265,000
$268,500+$3.5K
$210,000
Timeline
3-6 months
30-45 days*
7-14 days
Showings Required
Many
Minimal
None
Guaranteed Sale
No
Yes
Yes
*Partnership closes faster because we pre-market to our buyer network and handle repairs upfront — no waiting for showings or buyer financing contingencies.

What the 3-Path Calculator Actually Does

When you enter your property address, our system does something no other tool offers:

All of this happens in under 60 seconds. No login required. No phone call before seeing numbers.

The Three Paths Explained

🏠

Traditional Realtor

See the real cost of a traditional sale — including the 6% commission, repairs, staging, and 3% closing costs agents rarely mention upfront. Average time on market: 3-6 months with no guarantee of sale.

Quick Cash Sale

When speed matters more than maximizing price. Condition-based offers with realistic ranges — not inflated numbers that drop after inspection. Close in as little as 7 days.

Not familiar with novation partnerships? Read our complete guide: How Novation Partnerships Work

The Technology Behind It

We didn't just build a form that emails you a generic PDF. This calculator runs on the same data infrastructure we use to evaluate every deal:

📊
RentCast API
Real-time property data & AVMs
🎯
Condition Pricing
4-tier validated multipliers
📈
Comp Analysis
Local comparable sales data
🔒
Confidence Score
Data completeness rating

This isn't a marketing gimmick — it's the same analysis we run before making any offer. We just made it available to you upfront.

Why Transparency Changes Everything

The traditional home-selling process is designed to keep you in the dark.

Realtors quote sale prices without showing net proceeds. Cash buyers make "subject to inspection" offers that mysteriously drop 20% after they've locked you in. iBuyers bury fees in complex service charges.

We're taking the opposite approach.

When you see all three paths side by side — with real numbers and full breakdowns — something shifts. You're no longer a seller hoping you picked the right option. You're a decision-maker with complete information.

Maybe you see that the partnership model nets you $15,000 more than listing with a realtor. Maybe you realize the cash offer is actually competitive for a property in poor condition. Maybe you decide to list traditionally because your market is hot and you have time.

The point isn't that one option is always right. The point is that you deserve to see all of them before deciding.

93%
Choose Partnership
$15K+
Typical Extra vs Cash
45
Avg Days to Close

Based on calculator results and closed transactions

Part of a Bigger Mission

This calculator is part of a broader shift we're making in how home selling works. We've been building tools that put real data in sellers' hands:

The 3-Path Calculator is the natural next step: taking all that data and translating it into your specific numbers, for your specific property.

What Happens After You Run It

You'll see your results immediately. No email required (though you can save them).

From there, you have options:

Just exploring? Take a screenshot, bookmark the page, think about it. No pressure.

Ready to discuss? Our team is available to walk through your specific situation. We can validate the numbers, explain any assumptions, and answer questions about how each path actually works.

Want a formal offer? If you're interested in the partnership or cash path, we can move to a formal offer with a property walkthrough. The calculator numbers are preliminary estimates — final offers are based on confirmed property condition.

The point is: you're in control of the timeline.

Ready to See Your Numbers?

Enter your address. Answer a few questions. Get your three scenarios in under 60 seconds.

Launch the 3-Path Calculator

No login • No credit card • No obligation

Questions?

Is this really free?
Yes. The calculator is free to use with no strings attached. We make money when sellers choose to work with us — not from the tool itself.
How accurate are the estimates?
The AVM (market value) is based on comparable sales data and is typically within 5-10% of actual value. Cash and partnership offers are preliminary estimates based on the condition you select — final offers are confirmed after property review.
What if I just want to know my home's value?
That's fine. Many people use the calculator just for the AVM. No pressure to do anything else.
Do you buy homes in any condition?
Yes. Our cash offer path is specifically designed for properties that need work. The calculator adjusts pricing based on condition and issues.
How is the partnership different from listing with a realtor?
In a traditional listing, you pay 5-6% commission, handle repairs/staging, and wait for a buyer. In our partnership model, we handle everything — marketing, repairs, negotiations — and you get the upside of a retail sale minus a lower fee. Full details in our Novation Partnership Guide.