Founder & CEO
Justin Erickson
Founder & Chief Executive, Local Home Buyers USA
Justin Erickson is the Founder and Chief Executive of Local Home Buyers USA, where he built the company from a single-market operation into a nationwide direct-purchase platform in under two years. A self-taught full-stack engineer based in Saint Paul, Minnesota, he is the architect of the data infrastructure that powers the LHBUSA Intelligence Hub — including PropData, the proprietary property records platform indexing 165 million+ parcels of public-record data.
Justin's editorial coverage focuses on the structural forces that move the housing market most directly: mortgage rates, Federal Reserve policy, and the technology shifts reshaping how real estate gets transacted. Where general business news covers these topics in the abstract, his lens is operational — what do these moves actually mean for a homeowner trying to time a sale, refinance a property, or weigh a cash offer against a traditional listing?
Beyond LHBUSA, Justin is the founder of PropTechUSA.ai, parent company of a portfolio of AI-native real estate platforms. He has authored 20+ books spanning technology and real estate strategy. His belief: the future of real estate belongs to operators who can fuse on-the-ground domain expertise with the technical fluency to build their own tooling.
Briefings by Justin Erickson (148)
- Home Prices Fell 1.4%, but Insurance Is Squeezing Buyers
- Zillow Launches FHA Down Payment Loan in 43 States
- New-Home Sales Fall 5.3% as Builders Pressure Resellers
- Home Prices Trail Inflation as August Market Loses Momentum
- New-home sales slip to 676,000 as builders sweeten deals
- Mortgage Rates Above 7% Weaken Sellers’ Pricing Power
- Treasury Yield Above 5% Reshapes the Fall Housing Market
- Mortgage Rates Ease Ahead of Fed Decision
- Foreclosure Auctions Hit a Post-Pandemic High
- Private Home Listings Can Create Appraisal Trouble for Sellers
- Three Market Signals Can Warn Sellers Before Closed Sales Do
- Six MLSs Ask Federal Court to Uphold Listing-Marketing Rules
- Mortgage Rates Fall to 7.32%, but Sellers Still Face Fewer Buyers
- Baltimore Lenders Allege $24 Million Mortgage Fraud Scheme
- Mortgage Rates Hit 7.40%—Your Old Low Rate Still Can’t Move
- Affordability Is Now Buyers’ Top Priority at Every Price
- Rates Top 7%, but VA Loans Can Keep Veteran Buyers in Play
- 42% of Homeowners Say Prices or Affordability Keep Them Put
- Fannie Mae Cuts 2027 Mortgage Forecast as Rates Stay High
- Private Listings Are Now a Seller Decision, Not Industry Jargon
- Mortgage Applications Slip as 30-Year Rate Hits 7.50%
- Senators Ask FTC to Probe Real Estate Referrals and Private Listings
- New homes undercut resales by $25,000 as builders adjust faster
- 37 House Races Put Housing Policy in Play for Sellers
- FHFA Director Bill Pulte Cancels MBA Convention Appearance
- $15 Million Estate Becomes Big Bear Lake’s Priciest Listing
- Mortgage Rates Above 7% Push Pending Sales to 12-Year Low
- HUD Weighs FHA 203(k) Reforms for Renovation Financing
- Federal Law Drops a Barrier for Manufactured Home Construction
- September Home Sales Rose 1.5%, but Sellers Face a Rate Reset
- Mortgage Rates Hit 7.40%, Tightening the Fall Buyer Pool
- Fed Rate Uncertainty Deepens as Trump Orders Lisa Cook Probe
- HUD Opens Fair-Housing Probe Into Wells Fargo Lending Programs
- D.C. office changes hands after $140M debt sells for $79.5M
- A $79.5M DC Office Debt Deal Sends Sellers a Pricing Warning
- HUD Starts Manufactured Housing Code Overhaul After Chassis Repeal
- Mortgage Rates Near 7.5% Put More Pressure on Home Sellers
- HUD Reports 491 Fugitive Arrests in Public Housing Operation
- Private Home Listings Face New Fair-Housing Scrutiny
- Higher Rates Give Denver Buyers More Leverage on Luxury Homes
- CRMLS Sues Compass Over California Listing-Marketing Rules
- Mortgage Rates Near 8% Shrink Buyer Budgets and Pressure Sellers
- Pennymac Rolls Out VantageScore 4.0 Across Mortgage Channels
- Mortgage Rates Above 7% Put Fresh Pressure on Home Sellers
- Westchester's Priciest Home Just Listed at $16M — Here's What It Signals
- Home Prices Are Still Rising — But Your City May Tell a Different Story
- FHA Nominee Promises More Supply and Cheaper Mortgages — What Sellers Need to Know
- Your Buyer's Credit Score Just Got More Complicated — Here's What Sellers Need to Know
- Home Prices Up 1.9% in July — But the Map Is Deeply Divided
- Mortgage Rates Hit 7.43% — What Sellers Need to Know Right Now
- Greek 'Cold Rooms' Are a Gen Z Obsession. Here's What Sellers Need to Know
- 30-Year Mortgage Rate Hits 7.12% — What Sellers Need to Know Now
- A Boston Office Tower in Foreclosure Tells Sellers Something Important
- Builders Are Buying Down Rates — and Pulling Buyers Away From You
- Fed Hike Pushes Mortgage Rates to 6.95% — and Shrinks Your Buyer Pool
- CU's Downtown Denver Office Shuffle Signals a Shifting Market for Sellers
- HUD's FHA Leadership Void Is Closing — Here's What Sellers Should Know
- Two Real Estate Agents Just Showed Millions of Viewers What Agents Actually Do
- Zillow's Chicago Listing Fight Moves to Private Arbitration
- Mortgage Rates Hit 7.2%: What the 6% vs. 8% Debate Means for Sellers
- Realtor.com's Fake-Lead Lawsuit Moves Behind Closed Doors
- Pending Sales Tick Up in August, But the Map Tells the Real Story
- Zillow Installs New Principal Accounting Officer as Rock Retires
- Foreclosure Filings Up 13% Year-Over-Year as Bank Repossessions Surge
- Pending Sales Ticked Up in August. The Bigger Story Isn't Good for Sellers.
- Paradise Valley Estate With Its Own Nightclub Lists at $22.5M
- Mortgage Rates Cross 7% as Fed Raises Rates for First Time in Three Years
- The Fed Just Raised Rates — Here's What Sellers Need to Know
- Builder Confidence Hits a One-Year Low — Here's What It Means If You're Selling
- Federal Court Sides With MRED, Sends Zillow Data Fight to Arbitration
- Mortgage Rates Hit 7.28% as Fed Prepares to Hike: What Sellers Need to Know
- Airbnb Commits $250M to Housing Supply. Here's What Sellers Should Know.
- Mortgage Rates Crack 7%: What Sellers Need to Know Now
- Mortgage Rates Hit 15-Month High at 6.76% — What It Costs Sellers' Buyers Now
- Federal Appeals Court Backs NAR Membership Rules — Here's What It Means If You're Selling
- Powell's $7.2M Gibson Island Sale and What It Signals for Sellers
- 70% of U.S. Markets Now Favor Buyers — What Sellers Must Know
- FSBO.com's New Offer Platform Changes How Sellers Manage Deals
- Mortgage Rates Hit 2026 High: What Fall Sellers Need to Know
- Memphis 'Little Graceland' Goes Under Contract at $175K
- Trump Threatens Trade War to Force Rate Cuts — What It Means for Sellers
- Homebuilder M&A Market Cools, Leaving Seller-Owners With Less Leverage
- Compass and NWMLS Settle Antitrust Suit, Rewriting Listing Rules
- Tariffs Are Raising the Cost to Build and Fix Homes. Sellers Should Know Why.
- FHA's Insurance Fund Is Sound. But FHA Delinquencies Are Rising.
- Ginnie Mae's Data Overhaul Could Reshape the Market for Government-Backed Loans
- Mortgage Rates Tick Up to 6.66% — What Sellers Need to Know Now
- Foreclosures Are Climbing in Florida — Here's What Sellers Need to Know
- Buyers Waiting for 3% Rates Are Waiting Forever. Here's What That Means for Sellers
- Your Messy House Is Costing You Thousands at Closing
- Fannie Mae Cuts Dozen Senior Executives in Latest Leadership Shake-Up
- The Scarcity Argument for Private Listings Has a Fatal Flaw
- Zillow Cuts 500 Jobs and Loses Ground to Rivals. Sellers Should Pay Attention.
- Compass Posts $4.3B Quarter While Fighting the Rules That Govern Listings
- Same Mortgage Rate, Three Different Markets: What Sellers Need to Know
- Northeast Housing Markets Are Running Hot This Summer
- Aaron Rodgers Lists Malibu Beach House for $39.5M
- Splitero Expands to Four More States as Equity-Rich Sellers Weigh Options
- Jobs Report Collapse Puts September Rate Hike in Serious Doubt
- Your Starter Home Is Someone Else's Deferred Maintenance
- New Fannie/Freddie Condo Rules Are Already Slowing Deals
- Commercial Buyers Need 30% Down Now — and That Hits Sellers Hard
- Price Cuts Hit 20% of Listings as Mortgage Rates Climb to 6.66%
- The Real Homeownership Rate May Be 53%, Not 65%
- Freddie Mac Posts $3.8B Q2 Profit as Refi Volume Surges
- The 25% Inventory Boost That Doesn't Require a Single New Home
- Jay Clayton Confirmed as DNI — Pulte Returns Full Attention to FHFA
- Foreclosure Auctions Hit a Six-Year High in Q2 2026
- Housing Affordability Isn't a Supply Problem. It's a Payment Problem.
- Florida Condo Rules and a Tax Ballot Measure Could Shift Who Can Buy Your Home
- Champaign-Urbana Home Prices Up 23% — What Sellers Need to Know
- Congress Is Now Asking Questions About Private Listings
- D.R. Horton Cuts Its Sales Forecast. Here's What Sellers Need to Know.
- Zestimates Are Losing Their Grip. Here's What Sellers Need Instead.
- Rates Above 6.64% and a New Iran Conflict Are Testing the Housing Market
- Fed's Inflation Hardline Could Keep Mortgage Rates Elevated This Summer
- Inventory Hits a Post-Pandemic High — and Sellers Are Feeling It
- Dolly Parton's Former WeHo Home Hits the Rental Market at $12K/Month
- Pfizer Building Scare Won't Stop NYC's Office-Conversion Boom
- What High Mortgage Rates Are Doing to the Short-Term Rental Market
- Bend, Oregon's Luxury Market Has Quietly Rewritten the Rules
- Zillow vs. MRED: Federal Injunction Hearing Opens in Chicago
- Zillow vs. MRED Heads to Federal Court as MLS Pushes for Arbitration
- MRED Moves to Force Arbitration in Zillow Antitrust Fight
- One in Five Buyers Is Shopping Out of Town. That Changes How You Sell.
- Mortgage Rates Inch Up to 6.49% — Here's What That Costs Sellers
- The Agent You Hire Right Now Matters More Than Usual
- Investors Bought 534,000 Homes Last Year — Here's What That Means If You're Selling
- New York Ranks Last in 2026 Housing Report Card as Six States Fail
- Zillow Sues Compass Over Listing Rules. Here's What Sellers Need to Know.
- Judge Blocks CoStar From Weighing In on the Zillow–MRED–Compass Fight
- Louisville Inventory Up 33%: What It Means If You're Selling There Now
- FTC Returns $3M to Mortgage Scam Victims — What Sellers Need to Know
- Foreclosure Filings Climb 14% Year Over Year in May 2026
- Mortgage Rates Hit 6.52% as Inflation Reaches a Three-Year High
- Rate Cuts Pushed to 2027: What Sellers Need to Know Now
- Who Controls Your Listing? The MLS Fight Every Seller Needs to Follow
- The Listing Story You Never Told Is Costing You Money
- HUD Opens Review of FHA Repair Rules That Cost Sellers Deals
- Trump Keeps Fannie-Freddie IPO Alive. Here's What That Means for Sellers
- May Jobs Report Beats Forecasts — and Rate Cuts Just Got Less Likely
- Florida Leads Nation in High-Risk Housing Counties, ATTOM Finds
- Pulte Keeps FHFA Role After Trump Names Him Acting Intel Chief
- How Zombie House Flippers Buy the Homes Nobody Wants — and What That Means If You're Selling
- More Homes, Lower Prices, Same Mortgage Rate: What It Means If You're Selling Now
- Seattle Home Prices Are Falling Faster Than Any Other Major U.S. City
- 43,000 Chicago Listings Vanished From Zillow. Here's What Sellers Need to Know.
- HGTV's Alison Victoria Makes Henderson, NV Her Forever Home